Dragan - California
YOUR FINAL EXPENSE EXPERT
THE ONLY VARIABLE YOU SHOULDN'T LEAVE UNSOLVED
โ State-Licensed
โ Ages 50-85
โ No Medical Exam
ECONOMICS OF FINAL EXPENSES
The Math Doesn't Balance
Most professionals assume their government benefits will cover the final ledger. The data tells a different story. While funeral costs have inflated to over $10,000, the Social Security Lump Sum Death Payment has been capped at $255 since 1954. This leaves a 97% deficit that instantly becomes your familyโs liability. We structure tax-free liquidity to close this gap, ensuring the check your spouse receives actually covers the bill."
HOW IT WORKS
Getting Protected is Simple. Hereโs How
Step 1: Request Your Quote
Fill out the simple form above. It takes less than a minute to tell us who you are looking to protect.
Step 2: Compare Options
Mary will review the top state-regulated plans available for your age and budget to find the best value for you.
Step 3: Get Covered
We handle the paperwork for you. Once approved, your policy is active, and your family is protected.
Benefits
Why Planning Ahead is the Greatest Gift You Can Leave
Guaranteed Coverage: Your coverage can never be cancelled as long as premiums are paid. We specialize in plans for ages 50-85, even with pre-existing health conditions.
Rates Never Increase:
Lock in a rate that fits your budget today. Your monthly premium is fixed and will never go up, regardless of changes to your health or age.
No Medical Exams:
Forget invasive doctor visits. Most plans only require answering a few simple health questions to qualify. Approval is often instant.
Tax-Free Cash Payout:
Your beneficiaries receive a tax-free cash payment that can be used for funeral costs, debts, or anything else they need during a difficult time.
STILL GOT QUESTIONS?
Frequently Asked Questions
Do I need to take a medical exam?
No. Most of our Final Expense plans are "Simplified Issue," meaning there is no medical exam. You just answer a few yes/no health questions.
Will my monthly price go up as I get older?
No. Once you secure your policy, your rate is locked in for life. It will never increase due to age or health changes.
Can I get covered if I have pre-existing conditions?
Yes. We work with carriers who specialize in helping seniors with various health conditions. We can almost always find a plan that works for you.
How long does it take to get approved?
Many plans offer instant approval decisions over the phone. You can be covered in days, not months.
Carpe Diem Benefits Advisors ๐ (949) 310-4369 โ๏ธ [email protected]
Copyright ยฉ 2026 Carpe Diem Benefits Advisors All Rights Reserved. Privacy Policy | Terms of Service This site is not part of the Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way.